Budgeting and finances

Entering the real world on your own can be daunting, especially when it comes to managing your money wisely. We’re here to provide young adults with the knowledge, tools, and skills to take control of their finances confidently. Learning key money concepts like budgeting, taxes, savings and investing early on can make a big difference down the road.

Our website offers practical guidance and insights on paychecks, tax deductions, building credit score, controlling debt, and generating savings. Use our interactive calculators to estimate net income, create monthly budgets, calculate credit card repayments, and more.

Access curated resources to grasp financial planning for your first job, home, car, or student loan.

Taking charge of your money is an invaluable life skill. Our mission is to empower young generations with financial literacy so they can make informed money decisions, achieve their goals, and secure a stable financial future.

Finance Calculators

Work out your pay check

Unsure what your take-home pay will be? Our user-friendly paycheck calculator helps estimate and understand all factors to your income per month and anuually, after deductions. Calculate here

Loans

Stressed about loan repayments? Our intuitive loan calculator clearly breaks down principal, interest costs and monthly payments on any loan amount/term. This pages not only hepps calculate repayment guidance but gives definitions on terminology. Make informed borrowing decisions with projected costs. Use our loan calculator.

Bills

When living independently and have to budget for bills and other expenses, it can be overwhelming. Try our household bill calculator here to work out your monthly outgoings.

Savings and interest

Want to reach your savings goals faster but not sure how to calculate different types of interest? Use our customisable savings calculator to create a results-driven savings plan. Use our savings calculator here.

Mortgage calculator

One of the biggest costs most people ever buy, is a house. With house prices consistently increasing along with turbulent interest rates and added costs, it’s hard to know what the full cost of a house it. Use calculator here.

Become a critical thinker

whether we are students, friends, mentors or parents, we want to have the information available to be able to learn about money subjects and know how to talk comfortably with others about any issues. In order for you to have the best conversations you need the best materials to learn about the subjects and topics you or others are or may have to deal with in the future. This is why we have our ‘Sharp Thinking Resources’ available to take advantage of.

We have created these lessons and resources to get people thinking differently about situations that can seem challenging and to see how to approach those subjects with education and critical thinking.